RM新时代有限公司

Face-Scanning Payment Solution

Background and Challenges

Solution Introduction

Construction Objectives

In consumption scenarios such as shopping malls, smart banks, smart healthcare, parks and scenic spots, and rail transit, following the "Security Specification for Offline Payment Using Face Recognition Technology," equipped with CloudWalk's face recognition liveness security module, payers can complete payment transactions through face recognition without carrying external media such as bank cards or mobile phones.

Solution Overview

Based on hardware that complies with the People's Bank of China and UnionPay face-swiping payment standards and has completed integration with the UnionPay face-swiping payment app, equipped with a self-developed face recognition algorithm with an anti-liveness attack accuracy rate of 99.9%, using a full-stack payment solution (liveness detection algorithm + liveness detection module + payment terminal + comparison platform + payment platform) and a comprehensive security transaction mechanism to ensure the security and reliability of financial payment transactions, enabling face-swiping payment, QR code payment, and other checkout modes in various commercial scenarios, as well as connectivity with various payment channels.

Logical Architecture

Solution Advantages

  • No Media: No need to carry physical media such as mobile phones or bank cards.
  • Security: High financial-level certification, end-to-end protection of user information and funds.
  • Efficiency: Complete payment with "face scan + payment password", more convenient; electronic accounting, clear and traceable.
  • Interconnection: Achieve interoperability with a unified service experience.
  • Merchant Management: Supports multiple payment methods such as face-swiping payment and QR code payment; provides a universal SDK to reduce the complexity of third-party application development; reduces merchant labor costs for checkout and improves consumer payment experience; targeted advertising and precision marketing provide merchants with new revenue channels.

Related

Technical Support
National Hotline

400-151-5992

Monday to Friday 9:30-18:00 (Beijing Time)

  • Business Cooperation: business@cloudwalk.com

  • Media Cooperation: Media@cloudwalk.com

  • Channel Cooperation: business_partner@cloudwalk.com

  • Talent Recruitment: zhaopin@cloudwalk.com

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Yue ICP Bei 15087156 Hao We will continue to focus on technological innovation and serving global customers, while calling for the establishment of a more fair and reasonable international rule system to promote open and inclusive technological exchange and development.

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