RM新时代有限公司

Remote account opening adopts non-face-to-face off-counter transactions, making it difficult for banks to conduct face-to-face, real-time, and continuous identity identification and real-name authentication, posing the following risks:
1. The authenticity of the person's intention cannot be confirmed, facing issues of false account opening and coerced account opening
2. Credit cards and other credit products cannot effectively prevent theft by others, causing losses to users
3. Staff collusion, deception, insufficient diligence, preventing customer fraud and denial